Legal Notice


The Legal Notices provided below apply to your use of this Web Site, the information provided through this Web Site, and any transactions conducted over this Website by and between you and any of the underwriting companies shown at the bottom of this notice, all of which may be referred to herein as “We” or “Us”: These companies may also be collectively referred to below as “Kemper”.

Purpose of Information on Web Site
The information contained herein or provided through this Web Site is provided solely for general informational purposes. It is not intended to constitute or act as a solicitation or an offer to sell in connection with any product or service, nor is the information a complete description of all terms, conditions and exclusions applicable to the products and services described on this Web Site. Only your actual insurance policy or contract can provide the actual terms, language, coverage amounts, conditions, and exclusions. For complete descriptions of the terms, conditions and exclusions of your insurance coverage or other products or services, please contact your insurance agent, Kemper or refer to your insurance policy.

Updating of Information on this Web Site
We believe the information contained on this Web Site was accurate at the time it was posted. Kemper periodically updates the information on this web site; however, it does not accept responsibility for the timeliness of the information at the time it may be accessed by you. Please note that the information contained in this Web Site is subject to change without notice. Although Kemper intends to update the information contained on this web site on a regular basis as warranted; there is no commitment to update any of the information contained herein.

External Links
Links to other Internet sites that are not maintained by Kemper or one of its affiliates may be accessed through this Web Site. Such external Internet addresses contain information created, published, maintained or otherwise posted by organizations and entities independent of Kemper. Kemper is not responsible for the content of those sites nor does it approve, endorse or certify information available at any external site or linked addresses accessed through this Web Site.

Copyright/Trademark
The term “Unitrin” is the property of Unitrin, Inc. “Kemper” is a registered trademark of Lumbermens Mutual Casualty Company and is licensed to Unitrin , Inc. and its affiliates for personal lines insurance only. Lumbermens Mutual Casualty Company is not affiliated with Unitrin, Inc.

Reproduction of Information Prohibited
The contents of this Web Site are protected by applicable copyright laws. You may print a copy of the information contained on this Web Site for your personal use only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information on your own server, or link to this Web Site, without prior written permission of Kemper. In addition, the term “Kemper” or any logos of such entity or service marks may not be used in advertising or publicity pertaining to distribution of this or any other material without specific, written prior permission.

Limitation of Liability
THE INFORMATION CONTAINED HEREIN IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

In no event shall Kemper, its affiliates, subsidiaries, or parent company be liable for any special, indirect, incidental or consequential damages or any other damages whatsoever resulting from or accompanying your use of this site. These include, without limitation, loss of use or data, loss of revenues or profits, failure of performance, in any action, whether based in contract, negligence or other tortious action, arising out of or in connection with the use of this site or performance of this information. In the event that certain states do not allow us to limit or exclude liability for incidental or consequential damages, our liability to you for all losses, damages, injuries and claims of any kind, whether the damages are claimed in contract, negligence or other tortious action, will be limited to the amount you have paid to access this site.

Products and services referenced herein may not be available in all jurisdictions, nor in all underwriting companies.

Underwriting Companies

Below is a list of our underwriting companies with their respective principal places of business and other information:

* Kemper Independence Insurance Company
5210 Belfort Road, Suite 120, Jacksonville, Florida 32256
NAIC # 10914
State of Domicile: Illinois
CA COA: 07664
* Unitrin Auto and Home Insurance Company
5210 Belfort Road, Suite 120, Jacksonville, Florida 32256
NAIC # 16063
State of Domicile: New York
CA COA: 07738
Unitrin Preferred Insurance Company
5210 Belfort Road, Suite 120, Jacksonville, Florida 32256
NAIC # 25909
State of Domicile: New York
Unitrin Advantage Insurance Company
5210 Belfort Road, Suite 120, Jacksonville, Florida 32256
NAIC # 10881
State of Domicile: New York
Milwaukee Safeguard Insurance Company
400 S. Executive Drive, Suite 200, Brookfield, WI 53005
NAIC # 40703
State of Domicile: Wisconsin
* Trinity Universal Insurance Company
10000 North Central Expressway, Dallas, Texas 75231
NAIC # 19887
State of Domicile: Texas
CA COA: 3549


* Companies marked with an asterisk maintain a Certificate of Authority to transact insurance in California. The Certificate of Authority number for each of these companies is listed after “CA COA”.
 
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